Banks Finansy14-12-2006 appearance on the black market, illegal database of three million Russian borrowers do not pose a serious danger. For fraud, such information, for the most part, useless. Everything would have been much worse if the stolen information on depositors. It was declared "Pravde.Ru" a top manager of one of the affected banks. According to experts, in developed countries, all the data owned by credit bureau, to which banks are willing to cooperate, providing or receiving such information. This leads to a more meaningful assessment of the potential borrower (for us it is often "on the eye, especially for small loans - for example, household appliances). The banker believes that this leakage does not create unsolvable problems for customers, although it may bring some troubles: "Well, ENTERED into a" black list ". So what? For the worst offenders is irrelevant, because often they are "vacuumed" the banking sector as long as the refusal or run into something more serious like a criminal case. " "For the random victims - an unpleasant, of course. But in the future by showing your credit history (or, rather, a history of making money in their company), they are likely to be able to prove that it was a misunderstanding, and will receive credit. Banks do not rush customers with good history, "- emphasizes the source" Pravdy.Ru.
No comments:
Post a Comment