Nedvizhimost04-02-2009 Artificial respiration - a bad recipe for Russian mortgage HMLA expects that the additional state aid would reduce mortgage rates for the population to 11% -15%. However, experts do not believe in the rebirth of the mortgage market to overcome the liquidity crisis. Such a rate cut can only generate a new number of troubled loans. Providing additional state support to the Agency for Mortgage and Housing Credit (HMLA) will reduce rates on mortgage loans for the Russian population to 11% -15% from 13% -18%, said on Wednesday CEO HMLA Alexander Semenyaka. "We are now considering the possibility of this range (13-18%) reduced, while compressing to the level of transactions minimal (U.S.) - 11%, and maximum - 15%. In this case, this decision makes sense to take after the state decides on additional amounts of support ", - transmits his words with RIA Novosti. Recall, as a result of the global financial crisis, Russian banks have sharply increased interest rates on mortgage loans, trying to cover, thus the increased risks and the rising cost of money. Besides, were abruptly tightened up requirements for potential borrowers - in particular, increased requirements for monthly income, length and place of work. However, wishing to get a mortgage today rejoice at the statements HMLA yet.
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