Playing for high stakes, or Do mortgage rich

Banks Finansy21-08-2008 Playing for high stakes, or Do I need a mortgage wealthy fact that mortgages are not all afford a long time for anybody not a secret. However, her condition becoming more ruthless. To get the money at interest to buy housing, there is little to get a white nalom 40-50 thousand rubles. The crisis in the Russian credit market is likely to hold out until the end of next year, according to financial analysts. This means cheaper mortgages this year will not have to wait Already banks, faced with a shortage of cheap money in a hurry to be safe and close the housing loan program. It is now much more profitable to issue consumer loans. Potential borrowers with a salary of 40-50 thousand rubles became increasingly refuse to lend, "salary bracket" to date is set at approximately 80 thousand rubles. And the bank is likely not approve the loan if the borrower's monthly income will be less. The most favorable conditions of housing loans is now offering banks lending in foreign currency. However, in such lending has its drawbacks. For example, the exchange rate may dramatically increase in price, and we must not forget that the calculations for loans banks make to their own courses, which differ from the rates of the Central Bank is not in favor of the borrower. However, while that in the next few years, any global changes in exchange rates is expected.