Banks banned penalize borrowers

Banks Finansy19-12-2007 Banks banned penalize borrowers of the Bank may refuse to penalize their borrowers for early repayment. Central Bank (CB) of the proposed legislative approval of a new norm in support of those who took in credit institutions 'small' money to 100 thousand rubles. Central Bank plans to introduce this provision is still in "raw" bill on consumer lending. This measure will allow bank customers to save their own money. Will not save everything. Those who took the bank more than the specified amount of the fine will not go away, saying Bank of Russia. According to the scheme: "decided to return borrowed funds in the bank ahead of time - do not expect gratitude" employs many Russian credit institutions. They are forced to go to such measures, saying the Association of Russian Banks (ARB). According to the deputy. Head of Legal Department Management Association Natalia Kryuchkov, "the bank knows that for a certain period they will receive certain compensation in the form of the loan interest rate. When a borrower puts out a loan early, the bank will not make a profit, had counted on. Of course, he can put the money, but we must find another, where they were placed. That Work. Penalties are necessary to compensate for their losses, "- justifies the interview Bigness.ru of banks Lawyer ARB.