Credit card - a new weapon banks

Banks Finansy02-10-2007 Credit Card - the new weapon banks After the Central Bank asked the banks "to disclose" all information on the so-called "Bystrokreditam" - they have found a new field of activity to attract borrowers in their networks. Now the threat to the bank's customer becomes its own credit card! As a result, according to research, just over the past half a year of consumer loans were granted nearly 600 billion rubles. Increased attention to the CBR to the market and the emergence of new requirements for credit institutions are not able to reduce the growth of the theme "bystrokreditov, and besides, the year has been quite productive for the banks. Despite the high interest rates and an active discussion of disclosure by banks of effective rates, unsecured loans have continued to gain momentum. Thus, in the spring and summer, banks have been issued consumer loans by almost 600 billion rubles. Leader in terms of consumer credit was issued by Sberbank, loans to 173.3 billion rubles, its share in this segment was 29%. Dale on the list followed by Russian Standard Bank "- more than 85 billion rubles," HCF Bank with loans of 32 billion rubles.