No fixed credit residency

Nedvizhimost27-11-2008 without a specific permit loan mortgage market proved to be extremely vulnerable in times of crisis. Banks, mortgage programs virtually collapsed. Developers also need to support opposite the falling demand for new buildings. Such conditions give rise to new market mechanisms to purchase housing in installments. As far as they prove effective, figured Bigness.ru. Since early 2009, two state banks - Northwest Savings Bank and VTB 24 - will offer new credit scheme. With its novelty act and the first builder - "Su-155". Since the new year the Northwest Savings Bank will provide loans for the purchase of not only housing, but shares in the construction of housing and savings cooperatives. VTB 24, in turn, offer potential borrowers first accumulate in the account in the same bank of up to 30% of the cost of housing. Then the money will be used as a down payment. After making the payment the bank will issue the customer credit for the same amount at a rate slightly below the market. For the remaining 40% of the cost of housing mortgage loan will be granted at the market rate. Its mortgage scheme will promote and group of companies SU-155. According to the idea of ??the builder, the buyer enters into a contract for the total cost of an apartment with an initial payment of 40% of the cost, and the remaining amount provided by installment.