Parole payments

Legislation Rules igry09-11-2009 parole payments the State Duma passed the first reading of amendments to the Civil Code, which will allow individuals to prepay loans to banks, without any sanction by the lending institutions. Now the loan can be returned ahead of schedule with the consent of the lender. High stakes on the mortgage and consumer loans in Russia inconvenience to borrowers ability to repay the debt in advance, but forced to overpay to the bank. While the possibility of early repayment of loans without any conditions offered only Sberbank. As a rule, banks establish a moratorium on the early payment of credit, which is at least three months. Give all the money at once possible only after a certain period of payments. Another common option is the penalty for early payment of loans. Position of banks in this matter is clear: early repayment plans for future change in interest income, as well as the ratio of assets and liabilities of credit institutions. On the other hand, there is quite a natural interest in the borrower does not pay extra for the resulting cash resources. Ability of banks to suck out as much as possible the client is known to the population more than good.