Russian banks do not need a test for

Banks Finansy06-05-2009 Russian banks do not need a test for the administration of a new U.S. president has subjected the national banking system testing for durability. According to preliminary data, more than half of the tested banks need more capital for the deteriorating situation in the economy. Is it time to expose Russia stress tests on their credit organizations? It turned out that the Russian banking system has its advantages - it is simpler and pogosudarstvennee. While investors around the world are eagerly awaiting the results of stress tests of U.S. banks (the official figures will be announced May 7), Bigness.ru wondered whether this kind of analysis needs of the Russian banking system? Recall: the so-called "stress-tests" were the 19 largest U.S. banks, which are de facto control of almost half of U.S. banking. The purpose of testing - to determine which banks, and to what extent would be vulnerable to deteriorating economic conditions. For example, with a further significant drop in property prices, more unemployment. In fact, a stress test in the current situation - an assessment of future writedowns the bank and its ability to endure. When the administration of Mr. Obama just announced its intention to conduct testing, investors felt that the results of stress tests will be used to close or nationalize the weakest banks.