Banks have gained a lot of superfluous

Banks Finansy01-06-2010 banks have accumulated a lot of unnecessary non-core assets of Russian banks that have fallen to them in times of crisis, according to the Central Bank has already made more than 2 trillion rubles. Basically it is real estate. The volume of lending are growing very slowly. Delay in Russian banks on loans to non-financial sector increased to 6,0% from 5,8% at April 1 this year. Delay on the natural persons remained at 7.4%. Over 70% of the collateral's 20 largest Russian banks accounts in real estate, reports Finmarket with reference to the director of department on work with distressed assets of the Savings Bank. Residential property accounts for 18,5% to ensure major banks, the commercial - 39,3%. This is best evidenced on the magnitude of the problems faced by borrowers. According to the Banking Congress in St. Petersburg, director of banking regulation and supervision of the Central Bank Alexey Simanovsky Central Bank intends to "help" the bankers to part with non-core assets. Starting next year, when you book for possible property will be assessed at a discount of 20% of the cost if the property is not sold within a year. If the asset is sold for two years, the discount can reach 50%, three years - up to 100%, warned Simanovsky.